Why car insurance is an investment, not an expense


Discover why car insurance is an investment and not an expense

All risk insurance also covers damage to third parties, own damages. It is designed to protect the heritage that represents a vehicle against partial or total damage.

An insurance policy is the most efficient to recover part of the assets invested in a vehicle environment. In this sense, there are portals that offer various online services with different protections, identifying and advising on specific needs.

The comprehensive insurance includes:

Total loss, if your vehicle suffers some sort of accident and repair more than 75 percent of the amount by which was assured.

Partial damage and theft, when issuing the certificate Dijin not found, implying that the complete vehicle disappears permanently due to any theft tort.

This insurance is largely taken for vehicles used for the public service, because if you get to present a traffic accident the insurance company canceled the damage caused by the insured to any person.

Additional all risk insurance has various support services such as:

  • Provisional replacement vehicle.
  • Crane rental specialist.
  • Possibility of driving mode chosen.
  • Including climate change damage.
  • In case of accident, the figures can reach exorbitant prices and SOAT responds only to a maximum sum of 500 minimum wages in the event of death (funeral expenses), disability, temporary disability and medical expenses.


Within the concept of civil responsibility, they are both economic and non-pecuniary damage related to the economic loss due to an accident and moral or psychological damage.

It should be noted that not only must think about the heritage, including in its tranquility and that of his family; therefore, finding a comprehensive insurance for cars rather than an expense is a real investment.

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