The obligations in the event of a serious car accident

Insurance for cars has become one of the best tools for the protection of the cars and victims of accidents that occur daily in the country's roads.

You must know very well all by minors that are woven around the acquisition of this fundamental document for the owners of vehicles.

Provided that the conditions of the policy are met, the insurance companies will pay the damages and losses caused by covered risks, so it is advisable that you listen carefully to the explanations that of the intermediary (broker or agent) and read carefully the terms of the policy and riders.

It is also required that the person driving the vehicle at the time of the accident is duly authorized by the insured, have current driver's license or pass category and it corresponds to the insured vehicle.

It is also advisable that the sums insured, especially the harbor from liability are sufficiently large, because awareness of the rights of the victims of traffic accident is ever taken. As for the loss of or damage to the vehicles must correspond to the commercial value of these.

Who should intervene

1. total or partial damage of the vehicle

In these cases the intervention of the authorities of transit is necessary and should not allow movement of the vehicles involved, until the respective drawings, avoiding, as far as circumstances permit, traffic disruption and the harm it is prepared to do so cause to the community.

Under no circumstances should admit liability. The insured shall report as soon as possible (within a maximum period of three days) the accident, a spotlight and closer to your insurance company office.

2. Procedures injured or killed

In this case the competent authorities (traffic, road) must:

• Facilitate the transfer of the wounded to the nearest hospital.
• Stop the driver or drivers involved and retain or vehicles who move to drive traffic court and are available to the appropriate official. Your situation may be defined in this instance, depending on the opinion of Medicine
• Legal on the inability of the wounded.
• Forensic Medicine inform about the person or persons who were injured as a result of the accident, so that a coroner's visit and the inability to determine such event. This diligence is usually done the day after the accident.
• Raise the sketch of the accident.