Who is at fault in an accident (most common cases)

From time to time our article with tips to not be guilty of an accident you receive feedback from users asking the opinion on who is at fault in an accident. It is very difficult (or impossible) to respond to all of them, and we do not have complete information. Even insurers often own, seeing all the data and the result of the clash esobre the field, are engaged in endless court proceedings since it is not clear who hit whom.

Considering this, every accident is different, there are some general considerations that do indicate who is to blame in case of a traffic accident in which two vehicles are involved:

Reach back

HOW TO PRODUCE: One of the most common accidents. You brake and the vehicle will reach just behind you in the rear.

GUILTY: He who has damage to the front. Although the vehicles going forward brake suddenly and back will adequate to track down and keep a safe distance, the culprit is always the vehicle going behind and reaches the vehicle ahead (not to keep distance security).

Reverse gear

HOW TO PRODUCE This accident has similar damage to the anterior (the back of a vehicle and may be the front of the other or any other part of this second vehicle).

GUILTY: The vehicle reverses.

Rail invasion

HOW TO PRODUCE: A crash that occurs when two vehicles circulating in parallel, each for its lane and hit.

GUILTY: The vehicle leaves its lane and invades the lane in which circulates the other.

Preference right at an intersection

HOW TO PRODUCE: If you remember when you get your driving license, the vehicle appears to the right at an intersection has the preference, unless there is some sign that it affects, in which case the preference will have the opposite.

GUILTY: The vehicle that misses to the left, unless the vehicle put on the right have a yield, a stop sign or a red light (would preferably exiting the vehicle left at the junction).

Preference signals

HOW TO PRODUCE: The signs are to respect them, is a yield, a stop, a red light or otherwise.

GUILTY: The vehicle that does not respect the signal. Always.

Movement within a roundabout

HOW TO PRODUCE: Due to the proliferation of roundabouts and roundabouts, especially on routes of more than one lane, accidents are becoming more common and usually occur circulating in-law two parallel and one invaded the opposite lane.

GUILTY: Vehicle invading the other lane. When it is not clear who has been the vehicle in the inside lane of the two. That is the rule used by experts of accidents, as it presupposes that has invaded the opposite lane to want to leave.

Parked

HOW TO PRODUCE: Especially in the city and in car parks, it is common to hit a parked car in a maneuver when there is little space left for recording

GUILTY: Whenever the vehicle performs the maneuver leading to the accident. Vehicle parked at best may be fined if you are committing an offense.

Turn

HOW TO PRODUCE: Another typical accidents; two vehicles circulate in parallel and one tour.

CULPABLE: The vehicle turns in all cases.

how to get the best car insurance

Locate and evaluate the services you really need

Fortunately in the current insurance market they are increasingly flexible time and include various forms to suit specific needs. The benefits of purchasing an insurance policy is not simply based on quota cuts can also improve conditions and coverages of the contract without affecting costs. There are other elements to consider, which can also help you find the best insurance policy:

Note that many insurers bonuses for good work by driving. Certainly always be a good driver will bring many advantages.

Take advantage of various offers and promotions for new customers. However, pay attention to those that are suspicious.

Beware the payment, it is best to make the semi-annual or annual payments.

Choosing the best insurance company and insurance policy is not an easy task, because not all offer services that fit their needs. Some insurers are in  listings are:

Farmers

Axa

AIG 

Allstate

State Farm

Geico

Liberty Mutual

Safeco

Thanks to technological development, choosing the best insurance policy is much easier today because of the numerous tools of the Internet as search engines, portals and price comparison of policies, among others; and that at the moment are little used due to lack of knowledge or practice.

Take the time to review these tools and make sure not to fail in choosing your policy, we recommend target those most recognized and insurers that offer the best support.